First, while a 0% introductory APR on balance transfers is relatively common, the 0% fee that Edward Jones offers is not. American Homes 4 Rent Is Benefiting From Strong Demand and Rising Real Estate Prices, Buy This Stock Before It Becomes a Dividend Aristocrat, Simon Property Group Earnings: Signs of Progress in Q3, Copyright, Trademark and Patent Information. Robinhood Investors Love PayPal. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. The Platinum Card from Navy Federal Credit Union offers a 0% … Finally, the Ameriprise World MasterCard is perhaps the best direct comparison to Edward Jones and offers similar rewards and benefits. The Ascent is The Motley Fool's new personal finance brand devoted to helping you live a richer life. It’s also a good choice for people who pay off their balance monthly and want to earn extra rewards. What about the competition? It's similar to one of those bank accounts that rounds up your transactions to the nearest dollar and puts the change into a savings account. Finally, the Business Plus MasterCard has the same balance transfer and introductory offer as the World MasterCard and the same earnings rate as the World Plus variety. Consumers who aren’t eligible for the World or WorldPlus MasterCard may still qualify for the Platinum Mastercard. But one of the biggest advantages of this card is the 0% APR on balance transfers for 12 months, in addition to no fees on balances transferred within the first 30 days of opening your account. For customers who plan to carry a balance or want to transfer balances, the Edward Jones World MasterCard has a low interest rate (12.99% variable) and allows customers to earn one reward point per dollar spent. Let's conquer your financial goals together...faster. All four credit cards have no annual fee, and points can be redeemed in a variety of ways, including cash back, travel rewards, gift cards and charitable rewards. USAA offers two varieties of World MasterCards, and the Cash Rewards World MasterCard has the potential for slightly lower interest (as low as 9.9%) and lets members earn up to 1.25% cash back on purchases. It has a 0% APR deal on balance transfers but doesn't waive the balance transfer fee. Of course, there are many other credit cards that aren't World MasterCard products, but to get significantly better benefits than those listed here, it generally requires an annual fee. But if you don’t get approved, you’ll be automatically considered for the Edward Jones Platinum Mastercard…

Cumulative Growth of a $10,000 Investment in Stock Advisor, Edward Jones Credit Card: Good Product, But Is It Right for You? Article by Jacques Eugene. Should They? Many factors affect your FICO Scores and the interest rates you may receive. This benefit can potentially save cardholders lots of money and definitely sets Edward Jones apart from its competitors. The 10,000-bonus-point offer is a little easier to get -- it kicks in after just $500 in spending, and points have a better redemption value (1.25%) when used to invest in an Ameriprise account. Neither the Edward Jones World Plus Card nor the Platinum version offers an initial bonus, so they can't be considered elite. FTC's website on credit. The Business Plus MasterCard offers business owners the balance transfer and introductory offer of the World MasterCard, combined with the earnings rate of the World Plus card. If you want to transfer over a large balance, the lack of fees can save you some serious cash. Rewards Credit Cards Best Credit Cards Hobby Lobby Credit Card Edwards Jones Credit Card Reviews Credit Card … For personal cards, customers have a choice between two products. All rights reserved.

I went online, applied and was given the 7-10 day message. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Stands out in two ways In my mind, there are two ways that the Edward Jones credit card products stand out from their competition. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. However, there is no similar welcome bonus or balance transfer offer advertised.

Market data powered by FactSet and Web Financial Group. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. In her free time, she enjoys trivia, craft beer and disc golf. More specifically, you can apply for the Edward Jones World Plus Mastercard and the Edward Jones World Mastercard independently of one another. of the Edward Jones MasterCard®. This one charges higher interest (14.99%-25.99%) but earns rewards at a faster rate. With a 14.99 – 25.99% variable APR the interest rate is higher, but you can earn 1.5 reward points for every dollar charged. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. The average credit card charges $19.49 per year, So all else being equal, the fact that the Edward Jones Credit Card …

Finally, if you could use an extra nudge to add to your retirement savings, the option to transfer cash rewards directly to your account gives you another way to save for retirement. The combination of these two features makes the Edward Jones credit card lineup worthy of consideration, either for existing Edward Jones clients or consumers with balances to transfer who may also want to increase their retirement savings. Perhaps the best benefit is a 0% APR on balance transfers for 12 months, and no fees (this part is rare) on balances transferred within 30 days of account opening.